Health Partners works hard as a consumer advocate to protect against attempts by insurance companies to reduce the coverage available under Michigan Auto No-Fault insurance law. In fact, we’re so passionate about this system that we are one of the founding members of the NeuroTrauma Association, an advocacy organization with the singular goal of spreading the lifetime coverage model to other states.

John Gwynne Prosser II, Vice President of Health Partners, Inc, also serves as the President of the NeuroTrauma Association. He is active with the legislature and media both in Michigan and in other states, and spends much of his time advocating for this system. John encourages everyone to learn about their benefits, or lack thereof, and to take action. By becoming an informed advocate of this law and educating your legislators, friends, family, and local media, you can make a difference in the outcome of this important cause.

John Gwynne Prosser II also authored the book, “The Educated Consumers Guide to No-Fault Automobile Insurance”. You can purchase this book at www.authorhouse.com.

Brain Injury Association Joins New Suit to Get Data that Helps Michigan Catastrophic Claims Association Set Rates

Press Release posted on March 19, 2013 by John Prosser II
Chad Halcom of Crain's Detroit Business discusses the Brain Injury Association joined CPAN in suing the MCCA.

Brain-Injured in Nursing Homes Without Care Giffords Had

Press Release posted on March 19, 2013 by John Prosser II
David Armstrong describes the unfortunate circumstance for many brain injury victims who don't have access to the Michigan no-fault model in his latest article in Bloomberg.

Capping No-Fault Benefits Shifts Millions to Taxpayers

Press Release posted on March 19, 2013 by John Prosser II
A new study estimates that proposed auto insurance legislation could cost the state $30 million per year.

Consumer Protection in the United States: A 50 State Report

Press Release posted on March 19, 2013 by John Prosser II

Michigan is among the worst states for consumer protection in many categories, including "states that immunize all or most insurers."

CPAN Analysis of HB 5864

Press Release posted on March 19, 2013 by John Prosser II
CPAN evaluates the broad ramifications of the new threshold bill.

CPAN Analysis of MCCA Finances

Press Release posted on March 19, 2013 by John Prosser II
CPAN issues a summary of the findings of Birny Birnbaum, former chief economist at the Texas Department of Insurance.

CPAN Sample Letters for Editors

Press Release posted on March 19, 2013 by John Prosser II
CPAN provides modifiable sample letters that citizens may use in contacting their legislators about no-fault reform.

CPAN Urges Governor Snyder to Avoid No-Fault Change During Lame Duck

Press Release posted on March 19, 2013 by John Prosser II
CPAN President John Cornack asks Governor Snyder to avoid a hasty decision regarding no-fault reform

Draft Letter #1 For Legislators

Press Release posted on March 19, 2013 by John Prosser II
A potential letter for citizens to send to their legislators discussing the vision of the legislature of the time in crafting such a mutually beneficial model.

Draft Letter #2 For Legislators

Press Release posted on March 19, 2013 by John Prosser II
Another potential letter that anyone may use to contact their legislators. This letter reflects Rep. Cavanagh's sentiment that legislators need data to make a responsible decision.

Draft Letter #3 For Legislators

Press Release posted on March 19, 2013 by John Prosser II
A thank you letter to Representatives and Senators for their support of Michigan's auto no-fault model.

Example: Long Term Cost of Care for Catastrophic Auto Injury

Press Release posted on March 19, 2013 by John Prosser II
This document demonstrates the potential costs of a catastrophic auto accident, and why proposed caps on benefits would be severly insufficient.

Final Analysis of HB 5864 (Sinas Dramis)

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5864 would essentially eliminate third party claims by drastically altering "serious impairment of body function."

Florida's No-Fault Faux Fix?

Press Release posted on March 19, 2013 by John Prosser II
Christopher Tidball explains that Florida no-fault reforms might not have the premium lowering power they were sold on.

Group Fighting Changes to State No-Fault Auto Insurance Law Sues for Claims Information

Press Release posted on March 19, 2013 by John Prosser II
Tim Martin, Crain's Detroit Business, talks about the CPAN lawsuit against the MCCA for their actuarial data.

Hospitals: Flaws in No-Fault Bills

Press Release posted on March 19, 2013 by John Prosser II
Jay Greene of Crain's Detroit Business discusses the unintended negative consequences of HB 4936.

House Bill 4785 of 2011

Press Release posted on March 19, 2013 by John Prosser II
House Bill 4785 of 2011 would have subject the MCCA to the Freedom of Information Act as well as the Open Meetings Act. In addition, the bill would have required an annual audit of the MCCA by an independent certified CPA.

House Bill 4936 of 2011

Press Release posted on March 19, 2013 by John Prosser II
House Bill 4936 of 2011 introduced the largest proposed changes to auto no-fault to date.

House Bill 5588 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5588 of 2012 would have excluded those who were operating a stolen automobile or who were using an automobile to commit a crime from collecting no-fault benefits.

House Bill 5701 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5701 of 2012, otherwise known as "the fraud bill," would have created a new Fraud and Theft Prevention Authority to investigate auto insurance fraud.