Health Partners works hard as a consumer advocate to protect against attempts by insurance companies to reduce the coverage available under Michigan Auto No-Fault insurance law. In fact, we’re so passionate about this system that we are one of the founding members of the NeuroTrauma Association, an advocacy organization with the singular goal of spreading the lifetime coverage model to other states.

John Gwynne Prosser II, Vice President of Health Partners, Inc, also serves as the President of the NeuroTrauma Association. He is active with the legislature and media both in Michigan and in other states, and spends much of his time advocating for this system. John encourages everyone to learn about their benefits, or lack thereof, and to take action. By becoming an informed advocate of this law and educating your legislators, friends, family, and local media, you can make a difference in the outcome of this important cause.

John Gwynne Prosser II also authored the book, “The Educated Consumers Guide to No-Fault Automobile Insurance”. You can purchase this book at www.authorhouse.com.

House Bill 5706 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5706 of 2012 would have insurers capture the whole MCCA assessment in the first billing. This assessment would not be refundable upon cancelation of the policy.

House Bill 5707 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5707 of 2012 would have prevented insurers from selling auto insurance policies that had a term of less than 1 month.

House Bill 5864 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5864 of 2012, commonly referred to as "the threshold bill"

House Bill 6080 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 6080 of 2012 would have subject certain functions of the MCCA to FOIA and the Open Meetings Act.

House Bill 6081 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 6081 of 2012 would have subject the MCCA to the Freedom of Information Act and the Open Meetings Act.

House Bill 6082 of 2012

Press Release posted on March 19, 2013 by John Prosser II
House Bill 6082 of 2012 would have set a course of action for the use of funds if the MCCA ceased to exist.

House Fiscal Agency: Summary of HB 4936

Press Release posted on March 19, 2013 by John Prosser II
A legislative analysis of HB 4936 as prepared by the House Fiscal Agency.

House Fiscal Agency: Summary of HB 5891

Press Release posted on March 19, 2013 by John Prosser II
House Bill 5891 of 2011 would have altered the reporting requirements of insurers to their policyholders. The bill would also have eliminated the $300 limit on the deductible that can be offered on personal injury protection (PIP) coverage.

Jay Angoff Reports on the MCCA and High Auto Insurance Policy Costs

Press Release posted on March 19, 2013 by John Prosser II
This comprehensive report suggests that Michigan auto premiums are not high because of the benefits of no-fault, but rather the degregulation of the insurance industry and record profits by insurance companies.

John Prosser II is One of Many Who Testify in Front of the House Insurance Committee

Press Release posted on March 19, 2013 by John Prosser II
A long list of opponents provided testimony against House Bill 4936 on 10/04/11.

John Prosser II Letter to Florida Governor Rick Scott

Press Release posted on March 19, 2013 by John Prosser II
John Prosser II requests that Governor Rick Scott of Florida look into adopting Michigan's unique no-fault insurance model.

John Prosser II Receives Letter of Interest in Michigan No-Fault from Florida (10/09)

Press Release posted on March 19, 2013 by John Prosser II
Thom DeLilla, Bureau Chief of the Brain and Spinal Cord Injury Program in Florida, expresses his desire to explore Michigan's model for the care of catastrophic injury.

John Prosser II Receives Letter of Interest in Michigan No-Fault from Florida (3/11)

Press Release posted on March 19, 2013 by John Prosser II
Thom DeLilla, Bureau Chief of the Brain and Spinal Cord Injury Program in Florida, expresses his desire to explore Michigan's model for the care of catastrophic injury.

Judge Clinton Canady III Hears CPAN/BIA v MCCA

Press Release posted on March 19, 2013 by John Prosser II
This is the court hearing transcript from October 24, 2012.

Legislators Want Data Before Changing Auto No-Fault

Press Release posted on March 19, 2013 by John Prosser II
Rep. Kate Segal has joined the efforts to get the data (justification) for the proposed no-fault reforms.

Letter From the Father of a TBI Survivor in Florida

Press Release posted on March 19, 2013 by John Prosser II
Erick Collazo urges Michigan to avoid no-fault reforms that would "destroy the Model which is our National standard."

Letter to the Editors of the Wall Street Journal

Press Release posted on March 19, 2013 by John Prosser II
John Prosser II encourages the Wall Street Journal to endorse the Michigan no-fault model.

MBIPC Whitepaper on Attendant Care

Press Release posted on March 19, 2013 by John Prosser II
The Michigan Brian Injury Providers Council submits its opinion that attendant care is a significant benefit to catastrophic accident victims and that proposed legislation limiting attendant care would undermine the quality of care for these people.

MCCA: Trust Fund or Slush Fund?

Press Release posted on March 19, 2013 by John Prosser II
What proactive steps has the MCCA taken to stop the "impending collapse" of the fund?

Medical Fees Rise as No Fault Bills Languish Assessments to Hit Record High

Press Release posted on March 19, 2013 by John Prosser II
Chad Halcom of Crain's Detroit Business discusses HB 4936 and SB 649 and the state of auto no-fault.