How is Michigan different than other states?
Thirty-five years ago, Michigan adopted a no-fault auto insurance system built upon a fundamental compromise:
Guaranteed payment of lifetime medical and rehabilitation expenses for all individuals sustaining injury in motor vehicle accidents, regardless of fault, in exchange for fair and reasonable limitations on the rights of seriously injured victims to recover noneconomic loss damages from the careless drivers who cause injury.
As a result of this basic compromise, Michigan was successful in establishing a no-fault system that was the envy of the nation – balancing fair and necessary first party benefits while preserving tort rights for seriously injured victims, all while keeping premiums affordable. (http://www.protect-no-fault.com/index.html)
A full explanation of Michigan’s Auto No-Fault Benefits may be found at the following link: http://www.protect-no-fault.com/michigan-no-fault-system.htm
Many Michigan drivers have no idea that we are the only state in the union to provide such benefits.
