Straight-Talk about the Facts, Figures and the Fight to Protect Michigan’s Auto No-Fault Law, with Mitch Albom

Mitch Albom Talks to the Leaders of Michigan’s Brain Injury Treatment and Rehabilitation Community at the 35th Annual Conference of the Brain Injury Association.

In a live broadcast from the event, Mitch Albom holds a lively discussion with the leaders, stakeholders and the community about the unique benefits and advantages of Michigan’s Auto No-Fault law. 

Listen in to hear why Michiganders need to protect this unique program and hear about why the insurance companies want to take it away.


  1. For only about $150 per car per year, Michigan drivers get the protection of full medical coverage for life in the event of a catastrophic injury due to an auto accident.
  2. 200,000 residents in Michigan are living with permanent disability due to a brain injury.
  3. With over 12,000 professionals working in the brain injury field and more than 150 treatment and rehabilitation facilities; Michigan leads the country in caring for people with brain injury.


  1. The approximately $150 paid for annully by drivers goes into a fund that was established by the Michigan Legislature over 30 years ago for the purposes of ensuring quick, effective and comprehensive coverage for victims of car accidents. It’s known as the “most compassionate” approach to treatment in the United States today.
  2. This fund, created wholly by Michigan drivers, has an estimated worth of over 20 billion dollars.
  3. The fund is managed by the The Michigan Catastrophic Claims Association (MCCA); which is goverend largely by insurance companies.
  4. The insurance companies who manage the fund (the MCCA) claims that they have data showing that the fund is not-sustainable relative to the claims against it. Based in this data, the insurance companies want to eliminate Michigan’s Auto No-Fault and stop using those funds to pay for medical care for drivers who sustain catastrophic injury in a car accident.
  5. Those in favor of protecting Michigan’s Auto No-Fault law have requested, under the Freedom of Information Act, to see the data showing that the fund is non-sustainable.
  6. A court ordered the insurance companies to share their data, but they refused to do so. CPAN, the Coalition Protecting Auto No-Fault, filed a FOIA lawsuit to compel the insurance companies to share their data.
  7. The legal battle to compel the MCCA to share their data continues in the courts today.
Listen now to learn more.

Cost vs Benefits
About Compassion
FIOA Lawsuit
Issue Discussion
October 29 2015